List of Documents For Getting Home Loans Approved

Today I will be discussing about  the list of Documents for getting your Home Loans approved at one shot. As you are planning for your dream home and suddenly if you come to know that your loan application is rejected it actually shatters your dreams.

www.nqhomeloans.com.au

www.nqhomeloans.com.au

But here I will give you the trick to get the Home loan approved at one shot. The list of documents you should collect before applying for Home Loan:

List of Documents for Salaried Individuals:

  1. Pan Card – Photocopy
  2. Current Residential Proof – Photocopy
  3. Highest Qualification Degree – Photocopy
  4. Appointment Letter – Photocopy
  5. Increment Letter – Photocopy
  6. Pay Slip of last 6 months – Photocopy
  7. Bank Statement of last 12 months – Photocopy
  8. Last year Form 16 – Photocopy
  9. IT Return of last 3 years – Photocopy
  10. Photocopies of your Investments – Photocopy
  11. 2 Passport Size photograph
  12. Allotment Letter of the flat from the builder – Photocopy
  13. Processing fee cheque

List of Documents for Business Individuals:

  1. Pan Card – Photocopy
  2. Current Residential Proof – Photocopy
  3. Balance Sheet
  4. Bank Statement of last 12 months – Photocopy
  5. 2 Passport Size photograph
  6. Allotment Letter of the flat from the builder – Photocopy
  7. Processing fee cheque

So collect all these documents and make it sure that your loan will be sanctioned at one go.

Note: It also depends on your past credit history and of course your CIBIL Score that should be more than 720 points to avail for your home lone below this score the bank will reject your application in the first instance only

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Sanjeeb was born with six toes on each foot. The extra toes were removed before he was a year old, robbing him of any super-powers and ending his crime fighting careers before it even began. Unable to battle the forces of evil, he instead work as a professional in Digital Marketing arena, currently living in Kolkata, India. Founded sanjeebpanda.com with the purpose to share his experience and interesting tech news. Connect with him on